Issue link: https://maltatoday.uberflip.com/i/1276949
14 maltatoday | SUNDAY • 9 AUGUST 2020 COMMERCIAL Improved Home Loan terms from APS Bank APS Bank has just launched the new home loan campaign, with a more competitive offer- ing following a revision of the home loan terms. The APS Less Stress Home Loan comes with the guarantee of fast, efficient service for which the Bank is renowned. It shows the Bank's hero in a new 'less stress' set- ting, at the spa, reflecting the Bank's belief in simplifying the home loan process. This experience made possible thanks to the professional and dedicated staff who are trained to deal with the anxiety and demands of home buyers. The Bank has also created a num- ber of tools, such as the Gazette with lots of useful information to prepare buyers every step of the way. APS Bank has also collaborated up with a number of estate agents to further fa- cilitate the home loan journey. Anthony Buttigieg, Chief Bank- ing Officer at APS Bank com- mented that, "We aim to offer our customers the best level of service to help during this im- portant phase of one's life, and now more than ever with our improved rates and terms." For more information about APS Home Loans please vis- it: https://www.apsbank.com. mt/ home-loans or call APS on 21226644 to set an appoint- ment Kids get to grips with fake advertising and price tricks HSBC Malta Foundation is once again collaborating on a financial literacy programme aimed at young children at- tending several Skolasajf cen- tres this summer. Central to this partnership with ĠEMMA 'Know, Plan, and Act' within the Minis- try for the Family, Children's Rights and Social Solidarity, is a workshop entitled, 'Fact or Fake' which takes the form of a game. This workshop was initially developed for year five and year six students and focuses on the development of skills necessary for making responsible purchase judge- ments when influenced by media advertising. The work- shop aims to engage students in discussing the effects of misleading advertisements thus enabling them to distin- guish genuine from deceptive commercials. The workshop will also provide students with the opportunity of de- signing their own adverts to share with their peers. David Spiteri-Gingell, Team Leader of the ĠEMMA 'Know, Plan and Act': "Our children should save money for things that they need and for things that are financially worth it. We must give prime importance to financial capa- bility across the board so that kids grow up understanding that one should be aware of price tricks and false adver- tising." Maths Support Team mem- bers and coordinators of the workshop Amanda Cilia and Analisa Magro agree that our children must be aware of price tricks, as it is essen- tial to save money and use it wisely. Dermot Galea, CEO of the Foundation for Education- al Services which manages Skolasajf, praised the annual partnership with HSBC and added: "The introduction of the financial literacy topic in the Skolasajf programme was definitely a step in the right direction, helping children to make informed financial choices." Glenn Bugeja, Manager Corporate Sustainability at HSBC Malta concluded: "HS- BC Malta Foundation is high- ly committed to nurturing the ability in young students to understand and properly apply financial management knowledge and skills by pro- viding learners with oppor- tunities to learn effective financial planning, proper budgeting techniques, prior- itising saving and making ra- tional purchasing decisions. That is why we are more than happy to collaborate with and support ĠEMMA and the Foundation for Educational Services on this important project." This project is one of many which HSBC Foundation and ĠEMMA are running in col- laboration to enhance finan- cial literacy among school children and is scheduled run until the end August. For more information about digital financial literacy pro- grammes visit https://gemma. gov.mt/ Central to this partnership with GEMMA 'Know, Plan, and Act' within the Ministry for the Family, Children's Rights and Social Solidarity, is a workshop entitled 'Fact or Fake' which takes the form of a game