Issue link: https://maltatoday.uberflip.com/i/1532667
32 | Architecture & Design 36 | Architecture & Design M eDirect Bank is committed to promoting sustainable living through its Green Home Loans, designed to help individuals finance energy-efficient homes. These loans offer a variety of benefits that make it easier and more affordable to adopt a green lifestyle. One of the key features of MeDirect's Green Home Loans is the preferential interest rates available for energy-efficient properties. By investing in a green home, customers can save on energy costs while enjoying lower loan rates. Even if the home is not energy-efficient at the time of purchase, borrowers can still qualify for a fixed discounted interest rate if they upgrade the property within 60 months of signing the deed to reach an Energy Performance Certificate (EPC) rating of less than 50kWh/m2.yr. MeDirect also waives processing fees for Green Home Loans, making the financing process more cost-effective for customers. To provide additional flexibility, the bank offers an interest-only payment option for the first 18 months of the loan. Further, MeDirect's efficient service is enhanced by a team of specialised advisors who ensure a fast and smooth loan approval process. The Green Home Loans are available for a range of property types, including primary or secondary residences, construction projects, home improvements, and refinancing of existing home loans. This flexibility ensures that customers can make their homes more energy-efficient, regardless of their situation. MeDirect's goal is to encourage a shift towards energy-efficient buildings powered by renewable energy sources, which can help improve EPC scores. Along with adopting practices like using LED lights and purchasing energy-efficient appliances, this approach not only helps the environment but also offers financial benefits to homeowners. For more information, potential borrowers can visit the Green Home Loans page on www.medirect.com.mt, where they can also book an appointment with one of the bank's advisors. This is a marketing communication from MeDirect Bank (Malta) plc. MeDirect Bank (Malta) plc, company registration number C34125, is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994. Applications are subject to the Bank's lending criteria. Residential immovable property may be repossessed if repayments on a mortgage or any other debt secured on it are not maintained. Terms and conditions apply and are available on request. Discover the Benefits Discover the Benefits of MeDirect Bank's of MeDirect Bank's Green Home Loans Green Home Loans M e D i r e c t B a n k o f f e r s G r e e n H o m e L o a n s t o s u p p o r t s u s t a i n a b l e l i v i n g , p r o v i d i n g p r e f e r e n t i a l i n t e r e s t r a t e s , n o p r o c e s s - i n g f e e s , a n d f l e x i b l e r e p a y m e n t o p t i o n s . T h e s e l o a n s h e l p f i n a n c e e n e r g y - e f f i c i e n t h o m e s o r u p g r a d e s , m a k i n g g r e e n l i v i n g m o r e a f f o r d a b l e a n d a c c e s s i b l e f o r h o m e - o w n e r s . MEDIRECT BANK (MALTA) PLC Tel: (+356) 2557 4444 Web: www.medirect.com.mt Address: The Centre, Tigné Point, Sliema, TPO 0001