Issue link: https://maltatoday.uberflip.com/i/634260
44 Events maltatoday, SUNDAY, 31 JANUARY 2016 Malta BNI to organise national networking event AMIDST the exchange of glossy business cards and firm hand- shakes, well over a hundred of business owners in Malta will be gathering for the second Nation- al Networking Event on Tues- day 2 February at Corinthia San Gorg Hotel, St George's Bay. Organised by Business Net- work International (BNI) Malta on the occasion of the Interna- tional Networking Day 2016, the event is open to all company owners and young entrepreneurs who are ready to meet people to forge a positive business relation- ship. All non-members must be invited by a Malta BNI member. The International Networking Day has been globally promoted by Dr Ivan Misner, the founder of BNI, the world's largest busi- ness networking organisation. BNI presents opportunities for networking groups, companies, organisations, and individuals across the globe to strategically use networking to promote busi- ness growth. Since the inaugural Inter- national Networking Week in 2007, the annual event, which is always held during the first full week in February, has gained momentum each year and has been repeatedly recognised by many organisations and gov- ernmental agencies around the world. Malta BNI today consists of six chapters each comprising mem- bers who build long term rela- tionships and are sincerely com- mitted to helping one another find more business through BNI's 'Givers' Gain' philoso- phy and business referrals. BNI (www.bni.com) is about creat- ing an awareness of the process of business referrals. Malta BNI National Director David Bullock said: "The In- ternational Networking Day is envisaged to be held as early in the year as February so attend- ees can reap the benefits of new- found business relationships throughout the year." The six Malta BNI chapters - all named after Grand Masters - meet in Pieta' (Wednesdays), Floriana (Thursdays) and St Ju- lians (Fridays). Another three meet on Tuesdays in Sliema and Qormi. Current membership stands at over 130 members from a wide range of businesses of all sizes. More information about Malta BNI can be obtained from car- mel.bonello@bpc.com.mt and tel 2124 3211. RE/MAX Premium hosts career night in new Naxxar Office RE/MAX Premium, one of the latest franchises of the RE/ MAX Malta network hosted a career night at their premises at 21st September Avenue, Naxxar. The career night was an initia- tive to hire experienced and new Property Sales Associates that would be interested in working from this smart office located next door to Vascas Jewellers. For this event RE/MAX invit- ed the public to attend a semi- nar about the real estate profes- sion, which was addressed by Clive Demicoli, Office Manager of RE/MAX Premium, Kevin Buttigieg, CEO of RE/MAX Malta, Jeffrey Buttigieg, COO of RE/MAX Malta and Joseph P Theuma, General Manager of RE/MAX Malta. Each speaker gave a brief overview of what it means to become a real estate professional and why they feel that the RE/MAX Brand has the right tools and the necessary support to help one kick-start a career in real estate. Duncan Camilleri, a success- ful RE/MAX Malta property as- sociate, joined RE/MAX Malta four years ago and hasn't looked back since. As one of the guest speakers, he explained to those that attended the event how the various training courses and tools that RE/MAX Malta of- fered gave him the knowledge to become an accomplished consultant. He suggested that anyone with passion for work- ing hard and has f lair for deal- ing with people will be a great addition to the team. Clive Demicoli, Office Man- ager of RE/MAX Premium said, "Our objective with this initia- tive was to meet individuals that have the entrepreneurial skill to become RE/MAX consultants and to provide information to the local community on what the real estate profession of- fers." The event was extremely well attended by various prospects interested in a real estate career as well as a number of individu- als from the local community. In his address Kevin Buttigieg explained that the company will be opening four new offices in the next seven months and as part of the overall strategy they will be hosting a series of career nights throughout 2016. He said "We intend to bring our career educational seminars to the people in different localities throughout Malta." "These sem- inars are always well attended and provide the local communi- ty an insight into the real estate profession". From left, Arthur Castillo, Kevin Buttigieg, Clive Demicoli, Mark Vassallo and Jeffrey Buttigieg at the RE/MAX Premium Naxxar Career Night The Desire to Retire: Retirement out of reach for 2 in 5 workers who want it SIXTYFIVE per cent of pre-reti- rees aged 45 and over would like to retire within the next five years if circumstances allowed, but 38% of these say they are unable to do so, according to HSBC's report, The Future of Retirement Healthy new beginnings. Financial pressures are so great that 18% of pre-retirees world- wide predict that they will never be able to retire fully. This is al- most twice the proportion that said the same in 2015, when 10% of pre-retirees expected never to be able to afford to fully retire. In the survey of more than 18,000 people in 17 countries worldwide, HSBC found that the desire to retire among 45+ pre- retirees is strongest in Argentina (78%), France (77%), China (75%) and in the UK (75%). Of those aged 45+ who would like to stop working and are unable to do so, 81% say this is because they would struggle financially. HSBC's report also reveals that 55% of working age people over 45 who would like to retire in the next five years want to do so to have the freedom to travel or pursue other interests, and 44% say they would like to spend more time with family. Nearly one in three (29%) say they would like to retire because they are tired of the everyday routine of work and almost a quarter (23%) say it is be- cause their work is having a nega- tive impact on their mental and/ or physical health. Working age people over the age of 45 who have a retired partner are most likely to want to retire in the next five years (81%), with 39% saying they would like to do so to join their partner in retirement. Of those 45+ pre-retirees who would like to retire but are un- able, 64% say this is due to not having saved enough, 32% say it is because they have dependants who rely on their income and 24% cannot retire due to having a lot of debt. Charlie Nunn, Group Head of Wealth Management, comments: "People worldwide are recognis- ing that retirement can be an op- portunity for reinvention and new beginnings. Yet financial barriers are preventing many people from retiring when they would like to – or, in some cases, at all. Almost one in five people fear that they will never be able to retire fully, so the need for sound financial plan- ning is stronger than ever. "People should consider these aspirations when planning for retirement and ensure they are making sufficient financial pro- visions for this new chapter in life. Even small amounts saved today can lay the groundwork for a comfortable retirement tomor- row, placing retirement dreams squarely within reach." HSBC's research identified four actions that individuals can take to improve their financial well- being in retirement. Start saving for an earlier retire- ment Improve your chances of retir- ing when you want to, by starting your retirement saving as early as possible. Plan for a longer, more active re- tirement Ensure you have a financial plan in place to make the most of this new chapter in your life. Aim for a healthier retirement Don't wait until you have stopped working to take active steps to improve your health. Consider how your healthcare needs may change in retirement Consider your financial obliga- tions throughout retirement and make sure that potential health- care needs are included in your plan. 4 Almost twice as many pre-retirees as last year say they expect never to fully retire 18% 10% 2016 2015 3 I would struggle financially, I haven't saved enough I have dependants who rely on my income I would struggle financially, I have a lot of debt 81% More than four in five people aged 45+ who want to retire in the next five years but are unable to, blame financial constraints 32% 22% 2 But almost two in five are unable to France 54% Argentina 51% Singapore 48% Canada 45% UK 45% Australia 43% Mexico 41% Brazil 40% Taiwan 39% USA 37% Hong Kong 33% China 31% Malaysia 28% UAE 22% Egypt 17% India 14% Indonesia 14% 1 Nearly two thirds of people aged 45+ would like to retire in the next five years if they could The desire to retire: retirement is out of reach for 2 in 5 workers who want it The Future of Retirement Healthy new beginnings Responses from working age people and retirees in a global survey of 18,000 people in 17 countries and territories To read The Future of Retirement Healthy new beginnings report visit www.hsbc.com Survey conducted in September and October 2015 by Ipsos MORI H O NG K O NG U K T A I W A N S I N GA P ORE E G Y PT I N D I A I N DO N E S I A B RA ZI L CH I N A A R G E N T I N A A U S T R A L I A U AE M A LA Y S I A M E X I C O U S A CAN ADA F R A NC E 5 7 % 7 5 % 6 1 % 6 8 % 1 5 % 6 1 % 58 % 7 3 % 7 5 % 7 8 % 74 % 2 9 % 6 9 % 7 0 % 7 2 % 7 4 % 7 7 % 65% Average 64%