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maltatoday WEDNESDAY 13 DECEMBER 2017 11 Business Today www.creditinfo.com.mt info@creditinfo.com.mt Tel: 2131 2344 Your Local Partner for Credit Risk Management Solutions Supporting you all the way Top 10 tech startups to look out for in 2018 It's fi nally the end of the year, which means it's time to take a minute and contemplate. For the Endorsed team that means look- ing back at the best tech start- ups of this year and interesting individuals that caught our at- tention. Who will take over the tech scene in 2018? These startups have not only disrupted the industry with their groundbreaking ideas and technology but they have also managed to surpass expectations with their immense growth. Contentful Founder Sascha Konietzke created an infrastructure optimised for speed and accessibility that truly stands out from the crowd. This AP- first CMS helps businesses publish editorial content on their web platforms, mobile apps and other smart devices. Unlike other content management developer platforms, Contentful has moved away from the traditional HTML-based architecture, meaning it can provide a faster speed to clients. Five.ai There has been significant talk in the automotive industry surrounding driverless cars, but this London-based startup aims to deliver reliable autonomous vehicles by 2019. FiveAI is one of the standout companies leading the AI Industrial Revolution, building AI- driven software to make these vehicles a reality much closer than expected for consumers. By using intelligent AI and machine learning, they forgo the conventional method of requiring highly-accurate prior 3D mapping, which would potentially save the auto- industry a huge amount of work. Jukedeck London-based Jukedeck has pioneered the music industry by applying cutting edge AI technology to assist in the music making process. By using a process called deep learning, the team trains layers of deep neural networks inspired by the brain, providing AI that can both compose and adapt music. Rather than replacing people with computers, Jukedeck believes that AI works best when used in combination with people, so a producer could use the software to compose sheet music then transform it into an audio track. Movinga Everyone knows what a struggle moving house is, there's so much to think about – from packing to finding movers to the actual moving day. This is where Movinga comes in, with their online platform designed to improve and help the moving process on both ends. Customers are given the option of having either Movinga or local removal partners execute their relocation, providing a customised moving experience. Lemoncat Lemoncat founder Doreen Huber, formerly COO of Delivery Hero and partner at VC firm Springstar, was inspired after seeing how impressive Silicon Valley's business catering model was and brought it back to her hometown of Berlin. Feeling uninspired by how food was always placed as an afterthought, Huber aimed to radically change large-scale catering services in Germany. Clue Clue stands out from the crowd as more than just a simple menstruation and fertility tracking app, they truly prioritise women's health with the aid of cutting-edge machine learning. Founded by Ida Tin and husband Hans Raffauf, Tin was inspired during her search for a way to manage her own fertility. She found out that female health was severely neglected in terms of research and innovation, leading her to create Clue as a way of amending this. Since its launch in 2013, the company has racked up over five million users in 190 countries. N26 N26, formerly known as Number 26, is easily one of Berlin's most hyped startups, having closed their Series B funding round with €40 million, an unusually high amount for a German startup. Valentin Stalf and Maximilian Tayenthal founded the mobile- focused bank N26 in 2013, ready to revolutionise the traditional banking industry and make physical banks redundant. Without the restrictions of physical locations, the mobile bank cuts down global barriers for easy worldwide expansion. N26 currently operates in 17 European countries with plans to launch in the US and UK in 2018. Uberall Uberall presides as one of Germany's three reigning startup champions, along with Lesara and gastronomic supplier GastroHero. David Federhen, Florian Hübner and Josha Benner founded the digital location marketing platform in 2013, offering "Online Presence Solutions". Their service does everything for businesses, from listing all their locations online and having them listed in up to 100+ indexes, including Google, Facebook and Yelp. The business has had an amazing 754 per cent growth and is sure to grow even more within the coming year, driven by their plan of developing intelligent software to meet all the geo-marketing needs of their clients. Up Learn We believe the most important skill in the 21st century is the ability to rapidly learn and adapt, which is why Up Learn has made it on our list. Founded by Guy Riese and Andrew Mitson two years ago, their online learning platform uses an amazing combination of neuroscience and AI technology to completely revolutionise traditional tutoring for AS- Level and A-Level students. Using intelligent technology has produced such effective results that 97 per cent of students who completed Up Learn achieved A*-A. In fact, the founders are so confident in their product that they give students money back if they don't achieve A or above. Pouch Pouch, a free browser extension, aims to be the indispensable tool for online shopping. Rather than shoppers wasting precious minutes sifting through dozens of sites to find an applicable voucher code, Pouch takes all the legwork out and automatically displays an active voucher code for the consumer, right at the checkout page. This novel idea simplifies the whole process for online shoppers, saving both time and money. This benefits the consumer, as well as the thousands of retailers on Pouch.