Issue link: https://maltatoday.uberflip.com/i/424604
Events 50 maltatoday, Sunday, 30 november 2014 GasanMamo employees show their solidarity at the President's Fun Run Saving for the future can improve your emotional life GO plc has launched a new compe- tition giving all Pay As You Go and Pay Monthly mobile subscribers aged 18 and over the opportunity to win an iPhone 6 16GB every day. Throughout the competition, which will run till 2 December, entrants will also have the opportunity to win other prizes including iPad Minis and vouchers from The Point. To enter the competition, GO mobile customers need to send an SMS with the word 'IPHONE' to 5070 0300 (€0.99c). Throughout the duration of the competition, par- ticipants will be sent questions with two possible answers. Those who pick the correct answer will collect points and the person with the most points on each day will be winning an iPhone 6. On Monday 1 December, a €150 voucher from The Point Shopping Mall in Tignè will be awarded to the runner up on the day. While on Tuesday 2 December an iPad Mini 16GB will also be awarded to the runner up on the day. Josef Bugeja, Mobile Residential Segment Coordinator at GO, said, "Throughout the year, GO organis- es a number of competitions which give our customers the opportunity to win great prizes. The iPhone 6 is the device of the moment and over the coming two weeks one customer every day will be winning this fan- tastic smartphone, just in time for Christmas." Each SMS entry sent by partici- pants during the competition will be charged at €0.99c and custom- ers will be able to stop participating in the competition at any time by sending a free SMS with the word 'STOP' to 5070 0333. For more information on the Win an iPhone 6 Everyday SMS compe- tition, customers can visit www. go.com .mt/iphone 6 compet it ion . Alternatively they can call GO cus- tomer care anytime on 146 for free from their GO mobile connection, or call Freephone 8007 2121. Terms and conditions apply. A group of GasanMamo employees joined the other 16,000 participants who took part in this year's edition of the President's Charity Fun Run in aid of the Malta Community Chest Fund. The employees joined the Presi- dent for the sixth edition of the run that took off from four different points: San Anton Palace in At- tard, Santa Venera (near St. Joseph Home) the University of Malta and Paola Square and which saw a record number of people running, jogging or walking towards the fin- ish line at the Grand Master's Palace in Valletta. The employees who took part in this year's edition of the fun run were Daphne Baldacchino, Rose Bon- nici, Jose Busuttil, Elaine Camilleri, Rachel Camilleri, Giovanni Cortis, Marouska Demicoli, Diane Farru- gia, Frances Fenech, Neville Gauci, Elaine Muscat, Hubert Said, Shel- don Scicluna, Vincent Scicluna and Sean Zammit. At least 57% of savers feel more optimistic, calm, hopeful and con- fident about their future finances than those with no savings at all, a research study by insurer Standard Life has found. The report, "Saving in Mind – understanding our emo- tions around saving for the future", provides new insight into the emo- tional side of saving. The study explored the intercon- nection between people's emotions and the decisions they take about putting money aside for the future. The study's findings show that a deeper understanding of the inter- action between emotions and de- cision-taking can lead to improved ways of supporting people to save for what is important in their lives. "Spending may give you that initial kick or thrill of instant gratification, whereas long-term savings gives you the security and peace of mind that you need as you progress in life," says Stuart Fairbairn, Chief Officer Business Development at MSV Life, the leading life insurer in Malta. "Saving towards a specific goal or for old age gives you the mental satisfaction that you are not only protecting your future but you have ensured you're equipped for a rainy day whenever it may happen." The initial survey carried out in the UK involved a representative sam- ple of 2,000 adults who were asked about their saving habits, whether they plan financially for their future and how they feel about the matter. In an interesting twist on conven- tional market research techniques, the study included an experiment at Mindlab, a neuroscience research agency. Unsurprisingly, the most effective intervention was found to be infor- mation in a positive tone that high- lighted opportunities for a pleasant retirement (as opposed to the threat of an unpleasant one or no context at all) combined with practical steps for taking action. More than three quarters of the study's participants (77%) said they put money aside for the future. 49% of all respondents, including non- savers, said they feel optimistic about their future financial situation. At 57%, the proportion of savers who feel optimistic about their financial future is considerably higher. The Mindlab experiment was the most revealing part of the study. On the whole, financial informa- tion was found to change the way people expect to behave. 34.8% said they planned to review their sav- ings plans once they had seen the financial information presented during the experiment. They also claimed that the information they were shown didn't change the way they felt. However, researchers noted that there were differences between the patterns of responses to the initial survey and the patterns found dur- ing the experiment, which suggests that people are not always aware of how their emotions influence their savings decisions. In fact, the EEG results showed that there were dif- ferences in how the participants' brains processed the financial in- formation they were shown and how they responded to thinking about finances afterwards. To see which savings plan applies for you, contact MSV Life on Free- phone 8007 2220 or visit the Cus- tomer Service Centre in Floriana or Regional Office in Birkirkara. You may also contact one of MSV Life's Tied Insurance Intermediaries. To learn more about MSV Life's contact points visit www.msvlife.com or Fa- cebook page MSV Life. PTL Holdings plc bond issue heavily oversubscribed PTL Holdings plc, the holding company of PTL International, an- nounces that due to heavy over- subscription for the €36 million 5.1% Unsecured Bonds 2024, the subscription lists which opened on Monday morning of the 24 Novem- ber closed soon after at 9.30. Interest on the bonds commences on December 5 and refunds of al- located monies will be made by 9 December. The bonds are expected to be admitted to The Malta Stock Exchange on 10 December. Trading is expected to commence on 11 De- cember. PTL Holdings plc will announce the basis of acceptance of applica- tions and the allocation policy to be adopted by not later than Monday, 1 December, 2014. PTL Holdings plc thanks the in- vestment community for its confi- dence in the company and its sup- port of the bond issue. Win an iPhone 6 everyday with GO Running for charity: GasanMamo employees