Issue link: https://maltatoday.uberflip.com/i/950286
maltatoday WEDNESDAY 7 MARCH 2018 11 RSM, one of Malta's leading audit, tax and advisory fi rms has announced the appointment of Timothy Zammit and Gordon Micallef as partners with the fi rm. Given their experience, Timothy and Gordon's appoint- ment will further strengthen RSM's corporate structure. Timothy will be responsible for the tax and corporate services unit while Gordon will be re- sponsible for the technology consulting practice of the fi rm. Whilst welcoming the new partners to the board, RSM Malta's managing partner, Maria Micallef said that "we are proud to welcome Timothy and Gordon as partners at RSM Malta. Timothy and Gordon have come through the ranks of the firm and their wealth of experience will help to strengthen our drive to provide quality and holistic services to our clients. Given their leadership qualities the new partners will help to support our growing client base as well as help our staff to continue to develop their skills". Together with a team of financial and legal professionals, Timothy will be assisting clients with enhancing their fiscal efficiencies through the setting up of companies, special purpose vehicles and corporate restructuring while providing transactional support in acquisitions, mergers and divisions. Together with his team, Timothy also works on business succession planning while ensuring clients' full compliance with their tax and corporate obligations. Prior to joining RSM Malta as a tax lawyer in 2010, Timothy served as the head of corporate and tax services at mid-tier firms specialising in international structuring and cross border companies. Timothy read law at the University of Malta having graduated as a doctor of laws in 2005 and being called to the bar in 2006. Timothy subsequently read for a Master of Arts in Financial Services from the University of Malta. He is also a member of the Malta Institute of Taxation and Institute of Financial Services Practitioners, sitting on the Tax & EU Affairs Sub- Committee. As the leader of the technology consulting practice of the firm, Gordon assists organisations in addressing their digital agenda by guiding board of directors and executives to develop and execute transformation strategies enabled by technology. Together with his multidisciplinary team of technology, business analysists, and legal specialists, he also delivers managed services to various industries including cyber security, privacy, regulatory technology, and data management. He joined the firm in 2014 and is a Certified Public Accountant (CPA), Certified Information Systems Auditor (CISA) and holds other certifications in governance of IT (CGEIT), risk management (CRISC), and project management (Prince2). RSM is the sixth largest network of independent audit, tax and consulting firms, encompassing over 120 countries, 813 offices and more than 43,060 people internationally. Following a successful launch in Malta last year, HSBC is now making its Fusion proposition event better by adding a range of class-leading services and fi- nancing offers. The latest cam- paign is designed to offer small business owners greater clarity, support and expert advice in the face of the day-to-day challeng- es they encounter. Eligible customers can benefit from a number of time-saving features under the 'Lifeview' part of the proposition. This gives them access to a dedicated banker and a single sign-on to free online and mobile banking, where they can see both their personal and business accounts. Customers can also access some great offers and products to help them manage their money and cash flow, such as zero per cent interest on overdrafts for six months, and 4.99% fixed interest rate on business loans for up to seven years. They can also apply for a free Business Debit Card and an optional Business Credit Card that carries rewards against spend. In Malta, 97 per cent of companies are considered small businesses, providing employment to 34 per cent of the workforce and contributing 25 per cent to the country's gross domestic product. In October 2017, Malta became the first country in the HSBC Group to introduce Fusion to the market. The service is designed for business owners with an annual turnover of up to €1 million and borrowing needs of up to €100,000. Daniel Robinson, Head of Retail Banking and Wealth Management at HSBC Malta, said: "Small businesses are a result of personal drive, motivation and aspirations. With Fusion we wanted to make a clear commitment to this market, that we understand the challenges they face and so create a proposition that can support them. The offers we are launching now, build on this and offer our customers even more options and value." Business Today www.creditinfo.com.mt info@creditinfo.com.mt Tel: 2131 2344 Your Local Partner for Credit Risk Management Solutions Supporting you all the way HSBC improves Fusion service for small business owners Two new partners at RSM Malta Gordon Micallef (left) and Timothy Zammit Be.HOTEL appoints revenue manager Be.HOTEL, the four star ho- tel located within BayStreet in St Julian's, appointed Katya Grech as revenue manager. The promotion follows spe- cific training provided by Preferred Hotels & Resorts, of which be.HOTEL is a part, who identified Grech's abili- ties in the area of yield man- agement. As a result, Grech is now, in fact, a certified rev- enue manager. Grech said: "There are three essential elements to revenue management. The first is, having a fixed number of available products, in our case rooms. Secondly, that the product is very perishable; a room unslept in on any night will be lost forever, and thirdly, that customers are willing to pay a different price for the same resource or product. It is a crucial and fascinating aspect of any hotel's operations and I am looking forward to putting my newly-acquired knowledge into action as be.Hotel continues to grow in the coming months." Katya Grech, the new rev- enue manager at be.HOTEL