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illum 25 February 2018

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Nr 593 • 25 ta' Frar 2018 www.illum.com.mt €1.25 NEWSPAPER POST Issued by Bank of Valletta p.l.c., 58, Triq San Żakkarija, Il-Belt Valletta VLT 1130 2131 2020 I bov.com * Representative example of a HomeFirst 1.99% p.a. offer facility based on a loan amount of €200,000 being made available to a first-time buyer at a fixed interest rate of 1.99% for the first 12 months and a variable interest rate of 3.00% p.a. for the remaining 408 months. The APR will be 2.983% p.a. The loan will be repayable in 12 equal monthly instalments of €664.34 and 408 equal monthly instalments of €771.53 over a term of 35 years. The total sum payable throughout the term of the loan assuming the variable interest rate remains unchanged will be €323,146.32. The total sum payable throughout the term of the loan if the fixed rate is not available would be €325,621.20. The fixed interest rate may therefore result in savings of up to €2,474.88. This fixed rate will not change during the term of 12 months and is available for a limited period of time. Applicable charges on this loan are as follows - fully refundable processing fee of €600; a flat legal fee of €150; no booking fee; updating of searches fee of €20 and a closing of account fee of €100. All loans are subject to normal Bank lending criteria and final approval from your BOV branch. Terms and conditions apply. Bank of Valletta p.l.c. is a public limited company licensed to carry out the business of banking and investment services in terms of the Banking Act (Cap. 371 of the Laws of Malta) and the Investment Services Act (Cap. 370 of the Laws of Malta). home loans from 1.99%* BOV HOME LOANS 10 snin Mexxej Laburista... rebħiet, suċċessi, skandli u Daphne Ara paġni 5,6 u7 L-isptar 'tagħhom' Inħallsu 'aħna' Ara paġna 4 Maniġer mara? Probabilment le. Imma għaliex? Il-politiku li b'xi mod irid jikkumbatti l-forzi ta' suq bla ħniena Tgerfi x fi l-Kunsill... ħaddiema bla paga u sindku ġdid Ara paġna 36 Ara paġna 12 u 13 Kważi 10,000 ċitazzjoni f 'xaharejn Ara paġni 10 u 11 Minn Yendrick Cioffi F'XAHAREJN biss, bejn Diċembru 2017 u Jannar li għadda, ingħataw 9,443 ċitazzjoni. Dan ifisser li meta mqabbel mal-istess xhur tas-sena ta' qabel, ingħataw 1,628 ċitazzjoni inqas. Żvelat dawn iċ-ċifri mal-ILLUM, l-Aġenzija tal-Gvern għall-Infurzar Lokali, li saħqet kif is-sistema tal-penali tal-punti qed isservi ta' detterrent. Matul dawn ix-xaharejn żewġ sewwieqa biss laħqu l-ammont massimu ta' punti li jwassal biex persuna titlef il-liċenzja (12-il punt), għalkemm s'issa l-ebda waħda ma ġiet revokata. Aqra aktar f 'paġna 9 Ġimagħtejn ilu joħroġ tender ta' €807,000 mill-Gvern għal tagħmir mediku -isptar li qed imexxu VGH/Steward

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